My Husband Ran Off With His Girlfriend and Left Me $20,000 in Debt, Then My 10-Year-Old Spoke Up

“Please ensure the loan repayment, will you?” While I was at work, an unexpected email popped up.

Upon hastily reaching out to him, Greg calmly began to explain. “Oh, sorry about that. I’ve fallen for someone else and decided to start a new life with her.”

Furthermore, he revealed his plan to take the luxury car recently purchased in my name with a loan. Despite my attempts to dissuade him, my husband ignored me, abruptly ended the call, and became unreachable.

In the end, Greg disappeared with his mistress, leaving behind a substantial debt. As a mother to our 10-year-old son, I never envisioned such an unfair situation.

I found myself at a loss, unsure of what to do, my mind going blank. At 35 years old, my name is Hannah, and my husband Greg is the same age.

We were a family of three, including our intelligent 10-year-old son, Ryan. Ryan had displayed remarkable intelligence from a young age, reading papers on the computer and seeking my opinion on complex topics.

In contrast, Greg was unstable, never holding down a steady job. Despite my full-time job and concerns about our future, Greg had recently maintained a stable income for three years.

Lately, Greg spoke of making memories as a family, leading us to decide on buying a $35,000 camper van. However, due to Greg’s inability to pass the finance company’s loan review, I ended up taking the loan for the car.

On the eagerly awaited delivery day of the camper van, I received an abrupt email from Greg. It stated he would graciously take the delivered van since the loan was in my name and I would handle the repayments.

Confused, I called my husband immediately, only to hear him confess. “Well, I’ve fallen in love with another woman and decided to date her.”

“I intended it to be just a flame, but it turned serious, so I’m thinking of starting over my life with her. Bye.” He mentioned the divorce papers we had discussed during a previous fight, declared he would file them, and unilaterally ended the call.

This exchange marked the first time I realized I had been betrayed by Greg, a shocking blow. Subsequent attempts to contact him yielded no response.

When I returned home from work and checked the drawer where the divorce papers should have been, they were already gone. This left me burdened with a significant debt from a $35,000 car loan.

Despite my repeated attempts to reach out to my husband through emails and calls, I never received a reply. Ryan, noticing my unusual behavior, came to check on me with concern after dinner.

“Mom, what’s wrong? You haven’t been eating much lately. Are you okay?” Ryan asked.

“Ah yeah, maybe I’m just tired.” I replied.

“When people lie, they look up to the right. Lying is bad.” Ryan said.

“I’ve noticed Dad hasn’t been home for three days. Did something happen between you two?” He continued.

Startled by Ryan’s sharp words, I took a deep breath to calm myself. Feeling that I could no longer hide the truth, I decided to tell Ryan everything.

“I see. It’s just like Dad to do something like that.” Ryan said.

“Aren’t you sad?” I asked.

“No, I kind of understood from how things were going.” Ryan replied.

Ryan, seemingly foreseeing the future, appeared unconcerned about our parents’ divorce. But I knew he must feel sad about it in his heart.

While silently apologizing to Ryan in my mind, I worked desperately trying not to think about the dreadful events. However, my body was honest, and gradually my health deteriorated.

There was a training session planned at work that day, but I couldn’t stand up and ended up squatting down. “Sorry, I can’t stand up right now. I need to take a break.”

I heard my colleagues’ voices full of concern, but I couldn’t respond and collapsed. When I regained consciousness, I found myself in a hospital room.

I received a diagnosis from the doctor that I needed detailed examinations, and I was admitted to the hospital. Hannah thought, I feel so pathetic; it’s supposed to be just emotional stress.

Looking at the IV drip in my arm and the white ceiling of the hospital room, tears naturally started to flow. At that moment, Ryan, who is usually calm, rushed into the room with an extremely worried look, prompting me to quickly wipe away my tears.

“Mom, what happened? Is it serious? You’re not going to die, right?” Ryan asked.

“Of course not. I wouldn’t leave my dear son alone.” I replied.

“Ah, that’s good. Really, I was called by the school teacher and told that you were taken to the hospital. I was so shocked, my heart nearly stopped.” Ryan said.

Ryan is usually mature for his age, but he’s still only 10. I felt a strong resolve to get better for his sake, but my condition was worse than I thought.

I was diagnosed with a serious illness. The doctor advised, “You should have surgery as soon as possible. Please make a decision quickly.”

Following the doctor’s advice, I underwent surgery. By the time I was discharged, it had been a month since Greg had left.

When I returned home and opened the mailbox, I found a demand letter for the car loan payment. Hannah thought, the repayment should have been automatically deducted from my account.